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Design decisions: why ACTP looks the way it does

First-principles rationale behind the load-bearing ACTP design choices: why USDC, why Base L2, why a DAG state machine, why ERC-4337 Smart Wallets, why on-chain escrow, why a 1% / $0.05 fee with a 5% kernel cap, why ERC-8004 for identity, why off-chain receipts with on-chain hashes.